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esperar el retorno del pago

English translation: el pago - (Not really an answer)

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Spanish term or phrase:esperar el retorno del pago
English translation:el pago - (Not really an answer)
Entered by: Lydianette Soza

00:51 May 26, 2015
Spanish to English translations [PRO]
Bus/Financial - Finance (general) / report
Spanish term or phrase: esperar el retorno del pago
A continuación un poco de contexto:

Existen experiencias de parte de grupos de mujeres de asociarse para obtener préstamos, de emprender las iniciativas, pero al no disponer de suficiente capital para esperar el retorno del pago por sus servicios, no han logrado consolidarse.

Pienso que debe haber algún término en el ambito financiero que describa dicha acción.
Lydianette Soza
Belize
Local time: 13:52
el pago - (Not really an answer)
Explanation:
After reading this a dozen times, I don't actually think "retorno" means anything more than "payment", i.e. "retorno del pago" would be simply the "payment for their services"

It seems to be talking about initiatives, esp. in Asia/Africa relating to mini/micro-loans to women (who are more trustworthy than the men, apparently - not my words) to form cooperatives but, lacking standby capital to cope with long payment dates, fail to continue.

Or, of course, I may be totally wrong.
Selected response from:

Andy Watkinson
Spain
Local time: 21:52
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +2to wait for their wages to come through/be paid
David Hollywood
4 +1wait for a return on (their) investment
neilmac
1 +1el pago - (Not really an answer)
Andy Watkinson


Discussion entries: 3





  

Answers


59 mins   confidence: Answerer confidence 1/5Answerer confidence 1/5 peer agreement (net): +1
el pago - (Not really an answer)


Explanation:
After reading this a dozen times, I don't actually think "retorno" means anything more than "payment", i.e. "retorno del pago" would be simply the "payment for their services"

It seems to be talking about initiatives, esp. in Asia/Africa relating to mini/micro-loans to women (who are more trustworthy than the men, apparently - not my words) to form cooperatives but, lacking standby capital to cope with long payment dates, fail to continue.

Or, of course, I may be totally wrong.

Andy Watkinson
Spain
Local time: 21:52
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 96

Peer comments on this answer (and responses from the answerer)
agree  lorenab23: Agree, don't think retorno has nay special meaning, my reading is same as yours :-)
2 hrs
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3 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +2
to wait for their wages to come through/be paid


Explanation:
I think this is the idea

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Note added at 3 hrs (2015-05-26 04:24:40 GMT)
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maybe they need proof of income/funds/collateral to qualify for the loan and as they don't have it as they have to wait fo their wages, ciao

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Note added at 3 hrs (2015-05-26 04:25:55 GMT)
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it's a brutal world for sure :(

David Hollywood
Local time: 16:52
Works in field
Native speaker of: English
PRO pts in category: 842

Peer comments on this answer (and responses from the answerer)
agree  Gillian Holmes: I think what it actually refers to is that because they are so poor, many small business owners will provide products and services up front and then hope for payment, which doesn't always arrive.
4 hrs
  -> thanks holmsie
agree  Edward Tully
5 hrs
  -> thanks Edward
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5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
wait for a return on (their) investment


Explanation:
no disponer de suficiente capital para esperar el retorno del pago por sus servicios
->
not having enough capital to await the return of their investment (i.e. payment for their services)

As I understand it, they have grouped together to obtain funding/loans as the intial investment or outlay for their business activity, but lack sufficient capital to be able to wait until they finally get paid for their services (=the return on their investment)


neilmac
Spain
Local time: 21:52
Native speaker of: Native in EnglishEnglish
PRO pts in category: 227

Peer comments on this answer (and responses from the answerer)
agree  Billh: that's the gist of it I think - they effectively have insufficient working capital - the key word here is WAIT
2 hrs
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